South Indian Bank Share Price Target

South Indian Bank Share Price Target Tomorrow From 2025 To 2030- Current Chart, Market Overview

South Indian Bank is one of the trusted private sector banks in India, known for its customer-friendly services and strong regional presence. With a rich history and focus on modern banking, the bank offers a wide range of services like savings accounts, loans, digital banking, and more. Customers appreciate its quick service, helpful staff, and easy banking experience. South Indian Bank Share Price on NSE as of 04 June 2025 is 29.47 INR. This article will provide more details on South Indian Bank Share Price Target 2025, 2026 to 2030.

South Indian Bank Ltd: Company Info

  • CEO: P. R. Seshadri (1 Oct 2023–)
  • Founded: 25 January 1929
  • Headquarters: Thrissur
  • Number of employees: 13,116 (2024)
  • Subsidiaries: Sib Operations And Services Limited.

South Indian Bank Share Price Chart

South Indian Bank Share Price Chart

South Indian Bank Share: Market Overview

  • Open: 29.75
  • High: 29.90
  • Low: 29.42
  • Mkt cap: 7.71KCr
  • P/E ratio: 5.92
  • Div yield: N/A
  • 52-wk high: 30.20
  • 52-wk low: 22.27

South Indian Bank Share Price Target Tomorrow From 2025 To 2030

Here are the estimated share prices of South Indian Bank for the upcoming years, based solely on market valuation, enterprise trends and professional predictions.

  • 2025 – ₹32
  • 2026 – ₹37
  • 2027 – ₹42
  • 2028 – ₹47
  • 2029 – ₹52
  • 2030 – ₹57

South Indian Bank Share Price Target 2025

South Indian Bank share price target 2025 Expected target could be between ₹30 to ₹32. Here are 7 key factors affecting the growth of South Indian Bank’s share price target for 2025:

  • Improved Asset Quality
    A decline in bad loans (NPAs) and better loan recovery will strengthen the bank’s balance sheet and support share price growth.

  • Focus on Retail and SME Lending
    By increasing loans to individuals and small businesses, the bank can grow its customer base and revenue steadily.

  • Digital Banking Expansion
    Investment in mobile apps, internet banking, and digital services will help attract tech-savvy customers and reduce operational costs.

  • Strong Presence in South India
    The bank’s established regional network provides a loyal customer base and supports stable business performance.

  • Cost Efficiency Measures
    Steps to control costs and improve productivity can enhance profit margins and investor confidence.

  • Improved Capital Adequacy
    A stronger capital base will allow the bank to lend more and grow safely, which positively influences the share price.

  • Positive Macroeconomic Trends
    If the Indian economy continues to grow, credit demand may rise, benefiting banks like South Indian Bank.

South Indian Bank Share Price Target 2030

South Indian Bank share price target 2030 Expected target could be between ₹55 to 57. Here are 7 key risks and challenges that could impact South Indian Bank’s share price target by 2030:

  1. High Competition in the Banking Sector
    The bank faces tough competition from larger private and public banks, which may affect its growth and market share.

  2. Rising Non-Performing Assets (NPAs)
    If borrowers fail to repay loans, bad debts may increase, weakening the bank’s financial health and investor confidence.

  3. Limited National Presence
    A strong focus on South India could limit growth across other regions unless the bank expands its network effectively.

  4. Regulatory and Compliance Risks
    Banking is a tightly regulated sector. Any changes in RBI policies or failure to meet compliance standards could affect operations.

  5. Digital Disruption and Cybersecurity Threats
    As banking becomes more digital, risks like hacking, fraud, and technology failures may threaten trust and security.

  6. Economic Slowdowns or Recession
    A slowdown in the Indian or global economy can reduce credit demand, affect repayment capacity, and lower banking profits.

  7. Fluctuations in Interest Rates
    Changes in interest rates by the central bank may impact lending margins and profitability if not managed well.

Shareholding Pattern For South Indian Bank Share

Held By Mar 2025
Promoters 0%
Flls 11.96%
Dlls 10.42%
Public 77.61%

South Indian Bank Financials

(INR) Mar 2025 Y/Y change
Revenue 47.85B 6.16%
Operating expense 30.28B 4.58%
Net income 13.03B 21.76%
Net profit margin 27.23 14.70%
Earnings per share 4.98 -2.16%
EBITDA
Effective tax rate 25.84%

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