PB Fintech Shares Jump Over 4% After Huge 185% Profit Growth in Q4

Shares of PB Fintech, the parent company of Policybazaar and Paisabazaar, jumped more than 4% on May 16, 2025, after the company announced a very strong set of results for the January–March quarter (Q4). The company reported a huge 185% jump in profits compared to the same time last year — and that got investors excited.

Big Profit Surprise in Q4

In the last quarter of the financial year 2024–25, PB Fintech made a profit of ₹171 crore. Just a year ago, their profit for the same period was ₹60 crore. That’s almost three times more profit in just one year — a 185% jump!

Their total income (or revenue) also grew by 38%, reaching ₹1,508 crore, which is much higher than the ₹1,090 crore they earned during the same quarter last year.

This strong performance helped boost their stock price, which rose more than 4% during the day, hitting ₹1,809.75 on the stock exchange.

What Helped the Company Do So Well?

A big reason behind this success was growth in their insurance business through Policybazaar. The company collected insurance premiums worth ₹5,127 crore in just this one quarter — that’s the money customers paid to buy insurance plans through their platform. Over the year, they’ve now reached an annual rate of ₹20,000 crore in premiums.

They saw especially strong demand in new health and life insurance plans, and that brought in a lot of business.

Their other platform, Paisabazaar, which helps people get loans and credit cards, also continued doing well. Since late 2022, this part of the business has been making steady profits.

Right now, they’re giving out loans at a pace of ₹14,000 crore per year and helping people get around 6 lakh credit cards every year. More than 4.3 crore people have also checked their credit scores using the platform — which is a pretty big user base.

Full-Year Highlights

If we look at the whole financial year, PB Fintech’s total profit was ₹353 crore. That’s a massive increase from just ₹64 crore in the previous year — a whopping 448% jump!

The company also improved its profit margin — which means it is making more profit for every rupee it earns. It went up from 2% last year to 7% now.

How Did the Market React?

Even though the company is doing well now, its shares had gone down about 7% earlier this year. That was because investors were a bit unsure about how much the insurance business was actually growing.

But this strong Q4 result seems to have turned things around. The stock is now moving up again, with investors feeling more confident.

What’s Next for PB Fintech?

The company says it’s optimistic about the future. They plan to grow both their insurance and credit businesses even more. They’re also working on new products and expanding their services to reach more customers.

With the way things are going, PB Fintech is hoping to keep up this strong momentum in the next few quarters too.