Dar Credit and Capital Shares List at 9% Higher Than IPO Price: A Decent Start on NSE SME

Dar Credit and Capital Limited, a financial services company, had a decent stock market debut today (May 28, 2025). The company’s shares were listed at ₹65 on the NSE SME platform, which is about 9% higher than its IPO price of ₹60. That means investors who got shares in the IPO already saw a small profit on Day 1.

What Does the Company Do?

Dar Credit and Capital is a non-banking financial company (NBFC). In simple terms, that means it gives out loans and provides other financial services — but it’s not a bank. The company focuses on giving credit (loans) to small businesses and individuals who often find it hard to get help from traditional banks.

About the IPO

• IPO Price: ₹60 per share

• Listing Price: ₹65 per share

• Funds Raised: About ₹26.5 crore

• Total Shares Offered: 44.1 lakh shares

• IPO Dates: The offer was open to investors recently and got a great response — it was subscribed over 100 times.

That kind of subscription means for every 1 share offered, more than 100 people wanted to buy it. Clearly, a lot of investors believed in the company’s future.

Why the Positive Response?

The company’s business model — lending to underserved and small borrowers — is gaining attention. A lot of people and businesses in India still don’t have easy access to loans. So, firms like Dar Credit and Capital, which try to fill that gap, are now seen as having potential for strong growth.

Also, the market overall has been quite active, and small and medium enterprises (SMEs) listing on platforms like NSE SME have been getting attention lately.

What Happens Next?

Now that the shares are listed, the company can use the money it raised through the IPO. According to Dar Credit and Capital, the funds will help them:

• Grow their loan book (offer more loans to more people)

• Strengthen their financial position

• Possibly expand into more areas

Investors will be watching to see how well the company uses these funds and grows over the coming quarters.

In Summary

• Dar Credit and Capital made its stock market debut today at ₹65, up 9% from its IPO price.

• The company is in the lending business and focuses on smaller borrowers.

• Its IPO was a big hit with investors, showing strong interest.

• With the funds raised, it now plans to grow its business further.