Central Bank of India Share Price Target Tomorrow From 2025 To 2030- Current Chart, Market Overview

Central Bank of India is one of the oldest and most respected public sector banks in the country. Established in 1911, the bank has been serving millions of customers with trust and dedication for over a century. Whether it’s personal banking, loans, or rural finance, Central Bank of India offers a wide range of services to meet the needs of every Indian. Customers feel happy and satisfied with its simple processes, helpful staff, and growing digital services. Central Bank of India Share Price on NSE as of 21 June 2025 is 38.11 INR. This article will provide more details on Central Bank of India Share Price Target 2025, 2026 to 2030.

Central Bank of India Ltd: Company Info

• CEO: Matam Venkata Rao (1 Mar 2021–)
  
• Founded: 21 December 1911
  
• Founders: Pherozeshah Mehta, Sorabji Pochkhanawala
  
• Headquarters: Mumbai
  
• Number of employees: 31,610 (2024)
  
• Parent organization: Government of India
  
• Revenue: 25,897.44 crores INR (US$3.2 billion, 2021).

Central Bank of India Share Price Chart

Central Bank of India Share: Market Overview

• Open: 36.65
• High: 38.54
• Low: 36.65
• Mkt cap: 34.31KCr
• P/E ratio: 8.41
• Div yield: N/A
• 52-wk high: 67.75
  
• 52-wk low: 32.75

Central Bank of India Share Price Target Tomorrow From 2025 To 2030

Here are the estimated share prices of Central Bank of India for the upcoming years, based solely on market valuation, enterprise trends and professional predictions.

• 2025 – ₹70
• 2026 – ₹85
• 2027 – ₹100
• 2028 – ₹115
• 2029 – ₹130
• 2030 – ₹145

Central Bank of India Share Price Target 2025

Central Bank of India share price target 2025 Expected target could be between ₹65 to ₹70. Here are 7 key factors that could shape Central Bank of India’s (CBI) share price growth by 2025:

• Strong Profit Rebound
  For FY25, CBI delivered a robust 48.5% YoY increase in net profit, reaching approximately ₹3,785 crore—marking a solid turnaround in performance and enhancing investor confidence.

• Growing Total Business Volume
  The bank’s total business (loans + deposits) exceeded ₹7 lakh crore in FY25, a 10.4% YoY increase, reflecting strong growth across retail, agriculture, and MSME segments.

• Improvement in Asset Quality
  Gross NPA declined to ~3.18%, while Net NPA fell to ~0.55%, supported by a high provision cover ratio (~96.5%), indicating a much healthier credit profile.

• Deposit Growth & CASA Performance
  Deposits grew by 7.2% to ₹4.13 lakh crore, with a CASA ratio near 49%, providing a stable and cost-effective funding base for future lending.

• Policy Boost from RBI Rate Cuts
  The RBI’s recent 50 basis-point rate cut, aimed at stimulating lending, should help improve net interest margins and credit growth—positively impacting PSU banks like CBI.

• Improved Return Ratios & Efficiency
  ROA rose to ~0.9% and ROE to ~12–13%, while the cost-to-income ratio improved, signaling better profitability and operating efficiency.

• Investor Sentiment & Sector Outlook
  Bank Nifty is hitting record highs post-RBI policy easing; although PSU banks underperformed, CBI remains resilient, suggesting stock-specific strength amid broader optimism.

Central Bank of India Share Price Target 2030

Central Bank of India share price target 2030 Expected target could be between ₹140 to ₹145. Here are 7 key risks and challenges that could impact Central Bank of India’s (CBI) share price outlook by 2030:

• Public Sector Bank Limitations
  As a government-owned bank, CBI often faces delays in decision-making, rigid structures, and political influence. These factors can limit its flexibility compared to private sector banks, affecting growth and efficiency.

• Pressure on Profit Margins
  With growing competition in digital banking and changing interest rate policies, maintaining a healthy Net Interest Margin (NIM) could be difficult. Lower margins may affect overall profitability in the long run.

• Asset Quality Concerns
  Although NPAs have improved recently, any future economic downturn or poor loan recovery can again increase bad loans, especially in the MSME and agriculture segments.

• Low Credit Growth in Rural Areas
  CBI has a large rural customer base. While it helps with inclusion, rural credit demand can be inconsistent and affected by monsoon, inflation, or subsidies—posing a challenge for consistent loan growth.

• Technology & Cybersecurity Risks
  To compete with fintechs and private banks, CBI needs strong tech infrastructure. Any delay in digital transformation or data breaches could lead to customer dissatisfaction and reputational harm.

• Capital Adequacy Pressures
  Public sector banks often depend on the government for capital infusion. If credit demand rises sharply or NPAs increase, CBI may face challenges in maintaining required capital adequacy ratios.

• Market Perception & Valuation Gap
  Despite improving fundamentals, PSU banks like CBI usually trade at lower valuations than private peers. This perception challenge may limit sharp share price gains even if performance improves.

Shareholding Pattern For Central Bank of India Share

Central Bank of India Financials

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