Bajaj Housing Finance Share Price Target Tomorrow From 2025 To 2030- Market Overview, Current Chart

Bajaj Housing Finance is a trusted part of the well-known Bajaj group, offering home loans and property finance solutions across India. It is known for its fast services, simple loan process, and customer-friendly approach. Backed by the strong reputation of Bajaj Finserv, the company has earned the satisfaction of many users with its transparent policies and helpful customer support. Bajaj Housing Finance Share Price on NSE as of 12 June 2025 is 125.28 INR. This article will provide more details on Bajaj Housing Finance Share Price Target 2025, 2026 to 2030.

Bajaj Housing Finance Ltd: Company Info

• CEO: Atul Jain (2018–)
  
• Founded: 13 June 2008
  
• Headquarters: Pune
  
• Number of employees: 2,239 (2024)
  
• Parent organization: Bajaj Finance.

Bajaj Housing Finance Share Price Chart

Bajaj Housing Finance Share: Market Overview

• Open: 126.50
• High: 127.50
• Low: 124.56
• Mkt cap: 1.04LCr
• P/E ratio: 46.92
• Div yield: N/A
• 52-wk high: 188.50
  
• 52-wk low: 103.10

Bajaj Housing Finance Share Price Target Tomorrow From 2025 To 2030

Here are the estimated share prices of Bajaj Housing Finance for the upcoming years, based solely on market valuation, enterprise trends and professional predictions.

• 2025 – ₹200
• 2026 – ₹220
• 2027 – ₹240
• 2028 – ₹260
• 2029 – ₹280
• 2030 – ₹300

Bajaj Housing Finance Share Price Target 2025

Bajaj Housing Finance share price target 2025 Expected target could be between ₹190 to ₹200. Here are 7 key factors influencing the growth of Bajaj Housing Finance and its potential share price performance by 2025:

1. Rapid Home Loan Disbursement & AUM Growth

   • Loan assets increased ~27–31% year-over-year in recent quarters.

   • Strong assets under management (AUM) growth fuels revenue and earnings expansion.

2. Healthy Earnings & Profitability Metrics

   • PAT surged ~38% to ₹1,731 cr in FY24, with consistent YoY revenue growth.

   • ROA of ~2.4% and ROE ~11–15% reflect efficient operations .

3. Low Non‑Performing Assets (NPAs) & Strong Asset Quality

   • GNPA ~0.27–0.29% of total loans—well below peers.

   • Maintained credit cost guidance (20–25 bps), showcasing disciplined lending.

4. Backing of Bajaj Finserv & Diversified Funding

   • Parent support provides brand strength, capital access, and cross-selling.

   • Diverse borrowing mix (banks, money markets, NHB, NCDs) reduces funding risk.

5. Digital Transformation & Customer Reach

   • Emphasis on digital loan platforms and tech-driven origination enhances efficiency.

   • Extensive branch network across 22 states (219 branches) supports market penetration.

6. Favorable Macroeconomic & Real Estate Trends

   • Continued urbanization, rising incomes, and affordable housing demand bolster market.

   • Government schemes like PMAY create additional tailwinds.

7. Interest Rate Environment & Regulatory Framework

   • While rate cuts can spur demand, hikes may slow loan uptake.

   • RBI’s upper‑layer NBFC norms and future rate cycles need close monitoring.

Bajaj Housing Finance Share Price Target 2030

Bajaj Housing Finance share price target 2030 Expected target could be between ₹290 to ₹300. Here are 7 key risks and challenges that could impact Bajaj Housing Finance’s share price target by 2030:

1. Rising Interest Rates and Margin Pressure
   Increasing interest rates would raise the company’s borrowing costs, squeezing net interest margins (NIM) and reducing profitability.

2. Asset Quality Deterioration & NPA Spike
   Although BHFL maintains a low GNPA (~0.29%), any economic slowdown or real estate downturn could lead to rising bad loans and provisioning costs.

3. Concentration Risk in Loan Portfolio
   Heavy exposure (≈85%) to top states like Maharashtra, Karnataka, Telangana, Gujarat, and Delhi, and to developer financing and large customers introduces geographic and borrower concentration risk.

4. Dependence on Wholesale Borrowing Markets
   As a non-deposit-taking NBFC, BHFL depends on external borrowings. Any stress in bond markets or tightening of NBFC regulations could hurt its funding access and cost structure.

5. Regulatory & Compliance Challenges
   Being flagged in RBI’s “Upper Layer” for stricter oversight, any future compliance missteps or regulatory interventions could limit its product offerings and slow growth.

6. Valuation Concerns at Premium Multiples
   With high grey-market interest and IPO pricing reflecting lofty premiums, market corrections or underwhelming earnings could lead to sharp share price volatility.

7. Macroeconomic & Real Estate Slowdown
   A broader economic slowdown or slump in the real estate sector would directly impact home loan demand, loan repayment capacity, and BHFL’s business growth

Shareholding Pattern For Bajaj Housing Finance Share

Bajaj Housing Finance Financials

Read Also:- IREDA Share Price Target Tomorrow From 2025 To 2030- Current Chart, Financials